Need an appraisal in Rockville Centre or Nassau County?

The top seven reasons NY homeowners need John Thomas Appraisal Company:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. Remove PMI to cut a mortgage payments
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a NY divorce, when real estate needs to be divided
  7. Settle an estate in NY by determining the true market value of property in question

Do you own a house in or near Rockville Centre? Do you need help determining the price of your real estate?
Contact John Thomas Appraisal Company.

We at John Thomas Appraisal Company understand the particular needs of a homeowner looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Our professional appraisers at John Thomas Appraisal Company are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value estimation than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut expenses for homeowners. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experts in helping clients just like you dismiss unneeded PMI insurance.

Challenging property tax assessments

Lets say your home is not appreciating as much as other houses close by -- your local tax assessor may have your house overvalued. This only means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. When contesting your property tax assessment, getting an expert appraisal from John Thomas Appraisal Company is your perfect weapon.

HELOC recently frozen?

If your property is near a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow standpoint. John Thomas Appraisal Company can provide you with a professional appraisal that will help you reinstate your home equity line of credit.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you need a seasoned appraiser to double-check your appraisal for preciseness? John Thomas Appraisal Company offers field reviews where we'll go out and check the subject and comparables in question. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. While usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your home.